Costs & Claims

Covers premiums, deductibles, and how to navigate the claims process.

15 stories

Costs & Claims

After You File: What Happens During the Claims Investigation

Latest in Costs & Claims

Costs & Claims

Deductible vs. Out-of-Pocket Maximum: Where One Ends and the Other Begins

By Insurance Basics Editorial Team · 5 min · Jan 9, 2026
Costs & Claims

Documentation That Can Make or Break a Claim

By Insurance Basics Editorial Team · 6 min · Mar 13, 2024
Costs & Claims

Filing an Insurance Claim for the First Time

By Insurance Basics Editorial Team · 6 min · Jan 14, 2025
Costs & Claims

High-Deductible vs. Low-Deductible Plans: Thinking Through the Trade-Off

By Insurance Basics Editorial Team · 6 min · Dec 20, 2024
Costs & Claims

Premiums, Deductibles, and Copays: What Each One Actually Means

By Insurance Basics Editorial Team · 4 min · Oct 15, 2025
Costs & Claims

Reasons Insurance Claims Take Longer Than Expected

By Insurance Basics Editorial Team · 6 min · Apr 29, 2026
Costs & Claims

Talking to Your Insurer After an Incident: What to Say and What to Hold Back

By Insurance Basics Editorial Team · 5 min · Jun 3, 2024
Costs & Claims

The Insurance Claims Process from Start to Finish

By Insurance Basics Editorial Team · 7 min · Jun 11, 2025
Costs & Claims

Things People Get Wrong About How Deductibles Work

By Insurance Basics Editorial Team · 6 min · Apr 16, 2026
Costs & Claims

Underestimating Out-of-Pocket Costs: Where Insurance Shoppers Go Wrong

By Insurance Basics Editorial Team · 5 min · Mar 31, 2025
Costs & Claims

Understanding Insurance Costs and Claims: A Starting-Point Guide

By Insurance Basics Editorial Team · 8 min · Sep 3, 2023
Costs & Claims

What Insurers Look at When Setting Your Premium

By Insurance Basics Editorial Team · 7 min · Sep 12, 2023
Costs & Claims

When an Insurance Claim Gets Denied

By Insurance Basics Editorial Team · 5 min · Sep 24, 2023
Costs & Claims

Why Your Monthly Premium Doesn't Tell the Whole Cost Story

By Insurance Basics Editorial Team · 7 min · Nov 5, 2025

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